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Financing Opportunities

Finance options can be confusing, and anxiety around this decision is a common reason people hesitate to move forward with a home improvement project.

However, it is important to remember that every dollar you put into your home is an investment, both in your future and in your family’s comfort. Depending on your life stage and situation, several options exist to responsibly finance home projects of any size. We’ll briefly detail a few here.

Home Equity Loan or Refinance

You may consider tapping into your home’s equity to finance your project. Especially considering today’s low interest rates, it may be worth a discussion with your lender to see if a refinance or home equity loan are viable options. Sites like or can help you find a quality local lender. Of course, we’re happy to recommend some of our favorite lenders, too. Just give us a call!

Retirement Savings or Brokerage Accounts

If you have been diligent in your savings and investments throughout the years, this may be a great funding source. However, it is important to consider the tax implications and potential for market volatility. Paying cash for your project may be a perfect solution to reach your home improvement goals, but we strongly encourage you to consult a tax professional before selecting this finance option.

In-House Financing

Did you know Fox Home Innovations offers in-house financing for all types of projects? Whether you’re considering a simple project or extensive remodel, in-house financing offers immense flexibility. In fact, we can change finance amounts and terms all the way up to the last day of your project, allowing you to choose the best fit for your lifestyle.

Our in-house financing is completely unsecured, meaning there is no concern about the equity in your home, nor are there any closing costs or appraisal fees. While a traditional home equity loan might take as many as 60 days to be approved and funded, our in-house financing can get you approved within three minutes.

We offer a variety of terms — ranging from 6 to 120 months — and can finalize the loan on the last day of your project. As with anything, there are limitations and restrictions, but we encourage you to contact Fox Home Innovations to learn more about this potentially exciting finance option.

Financing a home improvement project is a big decision, and we encourage you to discuss all options with your family or advisors, as well as with us. We have a lot of experience in project financing, and we’re always ready to help you make the best decision in crafting your dream home.

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